Does recharging your phone credits require finding a kiosk to buy a card? You never have to run out of prepaid credits. With your txtNpay wallet, buy airtime directly from your own phone or someone’s phone whenever, wherever.

You can:

Top up your own credits directly and in real time from your mobile phone (Self top up).
Top up other people’s credit directly and in real time from your mobile phone.
Buy airtime online for your relatives and friends back home (International top-Up).
Sell airtime to your customers directly from your phone (Unit transfer).

You can use your txtNpay wallet directly from your phone using SMS or GPRS or on your computer by login into your wallet.

Send text message to your network short code.

  • Onetouch1075
  • KASAPA1075
  • TIGO1075
  • MTN1330
Wait for confirmation message with your confirmation number .
Recipient will also receive a message with same confirmation number.


Example: To send 5GHC to recipient 0208340055 with your pin code 22222.

See SMS command list