You can use txtnpay in 3 ways:
» either by sms
» through your mobile web browser using GPRS
» online via our website

 » Using text messages (sms)

TxtNpay Short Code:
Onetouch1075
KASAPA 1075
TIGO1075
MTN1330

» Send the following text to your carrier txtNpay short code in order to:

Send money to a relative/ friend:
Text: SEND <PIN> <AMOUNT> <CELL>
You will receive a text message confirming the transaction with your transaction code. The receiver will immediately be informed via text message that you have sent him/her money. He/She can then claim the money at an approved txtNpay partner location identifiable by the txtNpay partner logo.

Top Up Your Mobile Phone
Text: TOP <PIN> <AMOUNT> <CELL>
You will receive a text message confirming the transaction with your transaction code. The airtime bought will be available immediately for use.

Pay Bill
Text: PAY <PIN> <AMOUNT> <MERCHANT ALIAS> <YOUR BILL ACCOUNT NUMBER>
You will receive a text message confirming the transaction with your transaction code. The biller will receive the payment immediately and your record will be updated.

Check txtNpay Balance
Text: BAL <PIN>
You will receive a text message containing your current wallet balance.

Check txtNpay Mini Statement
Text: BAL <ST>
You will receive a text message containing your current wallet mini statement.

 » Using your mobile browser through GPRS (wap)
Go to https://www.txtNpay.net/wap
Sign into your wallet using your mobile ID and password. Once you have been signed in, you can:

Send Money to a relative/ friend
From the customized menu,
Select “Send Money”.
Enter recipient’s mobile number or a nickname.
Confirm the transaction

You will receive a text message confirming the transaction with your transaction code. The receiver will immediately be informed of the money transfer via text message. They can then collect the money at an approved txtNpay partner location identifiable by the txtNpay partner logo.

Top Up Your Mobile Phone Airtime
From your customized menu,

Choose “Airtime Top-Up.”
Enter the desired amount and the mobile number or nickname you would like to top up.
Confirm the transaction

You will receive a text message confirming the transaction with your transaction code. The airtime bought will be available immediately for use.

Pay Bill
From your customized menu,

Choose “Pay Bills”
The secondary menu will show the list of billers.
Choose a biller
Enter the amount to be paid
Confirm the transaction

You will receive a text message confirming the transaction with your transaction code. The biller will have the payment immediately updated in his record.

Check Your txtNpay Balance
Select “Check Balance”
Your txtNpay wallet balance will appear

 » How to use txtnpay online with a computer?

Go to www.txtnpay.net

Sign into your wallet using your user name and password. Once you have been signed in, you can:

Send Money to a relative/ friend:
Select “P2P Transfer”
Enter recipient’s mobile number or a nickname
Confirm the transaction

You will receive an email confirming the transaction with your transaction code. The receiver will immediately be informed via text message of the money transfer. He/She can then collect the money at an approved txtNpay partner location.

Top Up Your Mobile Phone Airtime From the menu,
Select “Top-Up”
Enter the desired amount and the mobile number or nickname previously set up in the wallet
Confirm the transaction
You will receive an email confirming the transaction with your transaction code. The airtime you bought will be available immediately for use.

Pay Bill
From your customized menu,
Select “Pay Bill.” The secondary menu will show the list of billers.
Choose a biller
Enter the amount to be paid.
Confirm the transaction You will receive an email confirming the transaction with your transaction code. The biller will have the payment immediately updated in their record.

Check Your txtnpay Balance
Your txtnpay balance is retrieved automatically when you sign in. For more details, go to “Wallet Inquiry” from your customized menu.
Select “show wallet balance”
Your balance will appear

 » Other Online Features

Report
You can check all your past transactions by date and type of transactions.

Customize The Mobile Phone’s Menu
You can customize your mobile phone’s menu by selecting the services and the billers that you would like to view when you sign in with your mobile phone. You can also identify your recipients with nicknames that you can use for all transaction with them.